Pacific Credit group Emporium and Monterey Financial Group They have lied to me too many times about my account. Nationwide

I have been paying on my account to Emporium for over 6 months but due to an uusual withdrawal from my checking account I called the company to find out why money had been withdrawn from my account without prior notice. I inquired as to how much was left owed on my account I was informed that an amount of $41.34 was left to pay off my account. I set up for the payment to be made only to receive an email informing me my account was being given to a different financial group called Monterey Financial Group so I called Emporium again only to be informed that I supposedly owed 180.?? and change. This is a rip off these people cannot be trusted it's a bait and switch they wait until a time they think a person will not remember and tell that person they owe more money than they actually do.