Progressive Insurance & Artisan and Truckers Casualty Denied my claim after a natural disaster damaged my boat Mayfield Village Nationwide

I had my boat docked at my cabin in hayward WI. last labor day there was a flash flood and the lake rose multiple feet above normal. I don't live at this location but heard from multiple people who live in the area that my boat took on a lot of water. When I went to my cabin to put my boat away for the season it barely ran. I had to get it towed into the marina. They shrink wrapped my boat for the winter with the plan to have a repair facility check out the boat this spring.

I brought the boat into the repair facility and was told that there was water in both the gas and the oil. The repair facility replaced some parts to help get the boat running only to find out one of the cylinders was dead and that I needed a new motor.

I called Progressive and was told someone would go look at my boat to asses repairs and review my claim. The person who looked at my boat didn't even ask to mechanic who looked at my boat how the damages may have occurred. Only after he called me from the parking lot of the repair facility to deny my claim and I questioned him did he go back in to talk to the mechanic who worked on my boat to get his opinion.

My boat ran fine a couple weeks earlier when I was there and now after a flash flood it barely ran. The claims adjuster Matt M. told me that he doesn't know how water got in my gas and oil but it didn't happen from the flash flood. The Red cross were deployed to the area it rained so much. All I asked for was a running similar used motor or a small amount of money to help with buying a repalcement.