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Report: #332058

Complaint Review: Santa Barbara Bank And Trust - Goleta California

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  • Updated:
  • Reported By: Goleta California
  • Author Confirmed What's this?
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  • Santa Barbara Bank And Trust Hollister Avenue, Camino Real Market Place Goleta, California U.S.A.

Santa Barbara Bank And Trust SBBT INTENTIONALLY FORCES $26 FEES ON AS MANY TRANSACTIONS AS POSSIBLE!!! NOT CUSTOMER FRIENDLY Goleta California

*Consumer Comment: I can go one Better!!

*Consumer Comment: I can go one Better!!

*Consumer Comment: I can go one Better!!

*Consumer Comment: I can go one Better!!

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If a customer has 2, 3, 4, etc. etc., transactions hit their account on any given day SBBT WILL ALWAYS run the highest transaction first TO INTENTIONALLY OVERDRAW your account so they can charge their $26 fee AGAIN, AND AGAIN... When I first signed up with SBBT for a checking account I was specifically told that at the end of each day they did their accounting to the Customers Benefit - COMPLETE LIES!!!!!!
For instance, if you have $1,900 in your account on 4/05/08, And the following transactions hit your account on 4/5/08 (all they way up to 11:59pm:
$8 from 7-11,
$5 from Starbucks
$56 from the gas station,
$23 from Albertson's,
and your rent check comes through for $1,850,...
SBBT will will run the $1,850 rent check FIRST, then the $56 gas station transaction (that you'd swiped your card through 3 days ago!!!)... just to ensure they can hit you up for $104 in overdraft fees!!!!!!!!! Instead of running all of the smaller amounts through FIRST, then only charging you the ONE $26 FEE for the rent check !!!!!!!!!!!
SBBT IS NOT OUT THERE TO HELP THE CONSUMER... ONLY TO HURT THE CONSUMER!!!!!!!!!!!!

Unhappy Customer
Goleta, California
U.S.A.

This report was posted on Ripoff Report on 05/11/2008 10:04 PM and is a permanent record located here: https://www.ripoffreport.com/reports/santa-barbara-bank-and-trust/goleta-california-93117/santa-barbara-bank-and-trust-sbbt-intentionally-forces-26-fees-on-as-many-transactions-as-332058. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Comment

I can go one Better!!

AUTHOR: Ventura,california - (U.S.A.)

POSTED: Tuesday, June 03, 2008

I have loans with Santa Barbara Bank and Trust and they pull loan payments early to bounce checks. i can have 4 or 5 checks come in, in order and they take the highest one on my as well. They changes dates to pease them and they don't care what happens to us.

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#3 Consumer Comment

I can go one Better!!

AUTHOR: Ventura,california - (U.S.A.)

POSTED: Tuesday, June 03, 2008

I have loans with Santa Barbara Bank and Trust and they pull loan payments early to bounce checks. i can have 4 or 5 checks come in, in order and they take the highest one on my as well. They changes dates to pease them and they don't care what happens to us.

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#2 Consumer Comment

I can go one Better!!

AUTHOR: Ventura,california - (U.S.A.)

POSTED: Tuesday, June 03, 2008

I have loans with Santa Barbara Bank and Trust and they pull loan payments early to bounce checks. i can have 4 or 5 checks come in, in order and they take the highest one on my as well. They changes dates to pease them and they don't care what happens to us.

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#1 Consumer Comment

I can go one Better!!

AUTHOR: Ventura,california - (U.S.A.)

POSTED: Tuesday, June 03, 2008

I have loans with Santa Barbara Bank and Trust and they pull loan payments early to bounce checks. i can have 4 or 5 checks come in, in order and they take the highest one on my as well. They changes dates to pease them and they don't care what happens to us.

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