saxon mortgage services i am paying my mortgage, they told me i be paying 1,468.28 a month, with my taxes and insurance in it, now they sending me a letter saying i own 6,292.73, for when i call they can tell me nothing, fort worth, Texas

Mortgages contracts are legally binding through hours of paper signing. Based on this report, I am assuming English isn't the first language? If it helps, I'd bring someone who is well versed in legal jargon before signing a legally binding contract if it isn't well understood.

There is also closing costs and earnest money that is typically due when signing on to a mortgage. The amount you were to pay includes your signature under it. Always good to have people there to help with explaining everything so you are not signing blindly. The charges you have, you must have agreed to, because it is virtually impossible to rip off a consumer on a mortgage contract on startup.

That's not saw there isn't creative financing out there that is border-line rip off after a few months down the road when rates increase. But, those rate increases are also on the mortgage contract.