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Report: #382688

Complaint Review: Smithtown Nissan - Saint James New York

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  • Reported By: Huntinton Station New York
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  • Smithtown Nissan 535 Middle Country Rd Saint James, New York U.S.A.

Smithtown Nissan Unethical Sales Constract Scam Saint James New York

*Consumer Comment: Not "financially independent?"

*Consumer Comment: Get financially responsible

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The past six months has been horrible experiences one after another in trying to clean up the mess that Smithtown Nissan has caused me.

I had just gotten into a car accident and my previous car was totalled, so naturally, I needed to look for a new car. I have always been a proponent of Nissan cars for their style and driving experience. This is why I sought to buy another nissan altima after my previous one was totalled. Yet, it was an unfortunate mistake to trust the employees at Smithtown Nissan in buying my new car.

For insurance savings, I have been under my father's policy, and the previous car was purchased and registered to his name. To continue this savings as I was not currently financially independent enough to purchase my own insurance, I wanted to purchase this car under my father name. This is exactly what I told the sales representative "BQ" from Smithtown Nissan when I walked in. Before I continue, I would like to mention that the reason why I selected Smithtown Nissan was because of a special that they were having for that weekend, $16,000 roughly for a brand new 2008 Nissan Altima plus remote start and a service plat. This was a deal I thought I could not pass out on. So I continue to tell "BQ" my situation that I needed a car soon and needed it signed under my father's name. Unfortunately, my father was not available that day to sign the papers, but naturally they said that is ok, we'll work with you to make this work as they seem bent on selling me a car that day. This is when John Walsh, the Finance Manager and the worst representative (in my honest opinion) took over. He assured me that everything would be taken care of and that my father can come in and sign the papers the next day, but I needed to sign papers just to hold on to the sale for today to assure that I get this savings. So I believed him, and signed the papers.

The next day, when I arrived with my father to sign the papers, to my dismay, they told me that the papers I signed yesturday had sealed the deal with my name as the legal owner and registrant on the car... I was furious as I clearly told them throughout the purchase process that I wanted my dad to be the owner and the car to be registered under his name. After a lengthly argument with another sale representative, John Walsh, and a manager, they managed to convince me that I can still get it under my father's name by changing the title once I get it, and transfer the loan to my father. Also, as far as insurance is concerned, I am still covered under my father. This is what they told me, so I drove away with my car thinking everything is alright.

After that things turned from bad to nightmare. The next morning when I tried to start the car to get to work, I found my brand new 2008 Altima did not start... So I contacted the dealer to get the car towed to their service center. I asked if I could get a loaner so that I can get to work, and drive my wife to work. They said I could only get a loaner with an appointment. How can I possible make an appointment to anticipate that my brand new 1 day old car would not start ?!?!? So I stuck around to try to ask a few more questions about my insurance situation and the title/loan transfer process. My heart sank when I found out the reality of the situation. I drove out the night before with my brand new car, and it wasn't covered by insurance. Needless to say I was furious, not only did they screw up my purchase process, but my wife and I missed a day of work, I drove a car for a day without insurance coverage, and now I would have to purchase my own insurance. So I went to talk to the agent they had at the dealership, Joe Deluca, and he signed me up for GMAC auto insurance, when he quoted me for $7000 a year (this was the reason why I wanted to stay under my dad's insurance until my rates lowered).

Fast forwarding to 6 months later, when the loan transfer process was complete with Nissan Motor Acceptance Corp. (don't even get me started on the nightmare it was to deal with their incompetitant technical support line). When I finally took a closer look at my car payment statements, I find out for the first time that the actual cost of the car was 25,000 and some change... I was appauled, the only reason I purchased the car from them in the first place was because I was because of their 16,000 special. No wonder my money has been so tight for the past 6 months, paying over $600 a month for insurance, and an extra $9,000 for a car that wasn't even the color I wanted, but bought for the price... When I tried to contact their finance manager, he sounded annoyed to hear from me again, and when I was trying to give him my information to bring up my account, he acted like he couldn't hear me, when clearly the receptionist heard me, and the sales representative heard me before I spoke to him. The manager refused to speak to me, and they would not return my calls.

So now, I'm stuck with the 72 month loan for a $25,000 car that, and $5,000 that I already paid for my overpriced insurance before I switched back to Allstate. And they asked me to fill out a good survey for them with NissanUSA (HA! you tell me if you have the conscience to do that after such a horrible experience). I will never go back to Smithtown Nissan again, and I have been telling everyong I know not to deal with them again. I was inspired to write this report because I read another report against Smithtown Nissan titled: "Smithtown Nissan Unethical Contracting Behavior towards a single mom St. James New York". I don't even know what I can do anymore about this situation because everything is my word against theirs, and everything is signed already...

Vincent
Huntinton Station, New York
U.S.A.

Click here to read other Rip Off Reports on Nissan

This report was posted on Ripoff Report on 10/19/2008 11:28 AM and is a permanent record located here: https://www.ripoffreport.com/reports/smithtown-nissan/saint-james-new-york-11780/smithtown-nissan-unethical-sales-constract-scam-saint-james-new-york-382688. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

Not "financially independent?"

AUTHOR: Debbie - (U.S.A.)

POSTED: Monday, October 20, 2008

Okay, I was on board with your ROR in the beginning. I understand that young people sometimes need help with buying cars, and turn to their parents to do so. I was one of them.

However, upon further reading, I understand that you are married? You're married, yet you are not "financially independent" enough to buy a car or INSURE it in your own name?

How does that work?

My parents refused to put me on their insurance from day one. When I bought my first car when I was 19, I also bought my own policy. My parents have never even co-signed for me - EVER, because in their eyes "if you do it yourself, you will appreciate it more." When I was 19, I thought it unfair because I had no credit and without their help, didn't think I'd be able to get any.

Turns out they were correct. I DID appreciate it more. More than I would if it was handed to me. Sure I had to drive a few older cars - first one I bought on my own was 10 years old, second one was 5 years old...but I built my credit BY MYSELF and now I'm sitting pretty because of it (16 years later).

Consider this a valuable lesson learned. If you're married, you need to cut the apron strings by now anyway. You'll look back on this in a few years and see the silver lining, trust me.

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#1 Consumer Comment

Get financially responsible

AUTHOR: Lenny - (U.S.A.)

POSTED: Monday, October 20, 2008

From now on, give the money to your father and let him do the buying and registering his own cars.

You obviously cannot afford to buy a new car and pay insurance. Buy a good used car and you'll be able to pay insurance. Also, learn to read what you are signing.

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