Complaint Review: Synchrony Bank - Nationwide
- Synchrony Bank Nationwide USA
- Phone:
- Web:
- Category: Credit Card Processing (ACH) Companies
Synchrony Bank Cancelled Credit Card even though always paid on time and currently had $0 balance Atlanta GA
*Consumer Comment: This may come as a surprise to you...
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SOMEONE NEEDS TO STOP THIS BANK...I had a CareCredit medical/dental credit card with them that I had always paid on time, in fact had paid in full twice, and had a $0 balance on that they cancelled. When the card was active it was a usual occurance to not receive statemens. When I would call about the missing statements they would say that they had probably been sent to the wrong address. When I asked them for the address they had on file they would quote the correct address and could not explain why statements were not being delivered. I actually had them blame the post office several times. The truth is that they a lot of the time they don't send statements, that way they can charge late fees and raise interest rates. You have to keep very close track of all payments yourself and do not depend on statements from this RIP-OFF BANK. I have had nothing but problems with Synchrony bank credit accounts. This is the worse bank/credit company there is. Many people probably don't know but, they are behind many store credit cards, i.e. Lowe's, Kohl's, Amazon on and on. They wait for one little error in payments to pounce and start with the late fees, interest rate hikes, harassing phone calls and threats. They do not care nor take into account that you have a long standing of good credit and debt repayment. Means nothing to them. STAY AWAY FROM THEM AT ALL COST!!!!!
This report was posted on Ripoff Report on 09/17/2015 03:03 PM and is a permanent record located here: https://www.ripoffreport.com/reports/synchrony-bank/nationwide/synchrony-bank-cancelled-credit-card-even-though-always-paid-on-time-and-currently-had-0-1255590. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
This may come as a surprise to you...
AUTHOR: Robert - (USA)
SUBMITTED: Thursday, September 17, 2015
This may come as a surprise to you, but a Credit Card company has the right to decide who they allow to borrow their money, and how much money they allow them to borrow. What does this mean? It means just like they have the right to increase your limit, they have the right to decrease or outright close your account at any time and for any reason....and you can't do a thing about it because it is THEIR money. Oh and yes before you start going off on how "unfair" that is remember one thing. When you got the credit card YOU agreed to these terms and conditions.
You have to keep very close track of all payments yourself and do not depend on statements from this RIP-OFF BANK. I have had nothing but problems with Synchrony bank credit accounts
That is EXCELLENT advice...for ANY account. That's right it is YOUR responsibility to keep track of YOUR accounts. Especially things such as Credit Cards and Bank Accounts.
I do however find your claims of what happens when you miss a payment a bit interesting. Because you stated that you always paid on time. Yet seem to know exactly what they do when you are late and are stating it as fact. So are you lying about always paying on time, or are you just guessing and getting your "facts" from what you hear other people say figuring that they must be telling the truth?
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