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Report: #632416

Complaint Review: U.S. Bank - salt lake city Nationwide

  • Submitted:
  • Updated:
  • Reported By: Nationwide United States of America
  • Author Not Confirmed What's this?
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  • U.S. Bank usbank.com Nationwide United States of America

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I have been a member of US Bank for 20 + yrs now. I recently noticed they have been deducting $25 min amount every month from my account and charging me 21 percent interest.

The interesting part is I have over $15,000 in my account. Apparently several months ago I was overdrawn by .76 cents on a purchase. As a result they automatically deposit $200 in your account to cover it. Instead of withdrawing that amount when the accout has enough to cover it they keep it in a seperate account and charge rediculous amounts of interest on it unless you call in or manually specify you want to pay off this amount.

I did not sign up for overdraft protection and do not want it for this reason.I called into customer service and they were not helpful, in fact they were absolutely rude and disconcerning. I couldnt believe it. I called my other bank and they do not practice this unethical practice. 

I am going to cancel my account and never do business with them again. I would recommend everyone who does business with them look very closely at your statements. Completely rediculous and unethical how this practice is done routinely even if you dont sing up for it.

Dont do business with them!! 

This report was posted on Ripoff Report on 08/17/2010 02:53 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/nationwide/us-bank-us-banks-riped-off-by-us-bank-and-didnt-even-know-it-watch-your-statements-th-632416. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
11Consumer
0Employee/Owner

#11 Consumer Comment

Have could you not notice?

AUTHOR: Yer Fulvit - (USA)

POSTED: Thursday, December 09, 2010

   I have to agree with the others here.

   If you were overdrawn for months like you said, you should have been checking your account more often. Plus, if you were overdrawn and the bank loaned you money to cover your account, I'd think it would be obvious that they'd charge you interest. It is a loan, after all, albeit a small one. If you have $15K in your account, just pay this off and be done with it.

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#10 Consumer Comment

No ripoff

AUTHOR: I am the law - (USA)

POSTED: Monday, November 29, 2010

Ok, so they loaned you $200 to cover your overdraft and they're taking payments until it's paid off. So, where's the ripoff?

 

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#9 Consumer Comment

CORRECTION: If you 'Google' this- RIPOFF REPORT #411913, that will take you to where "THE DOW SPANGLED BANNER" is posted....

AUTHOR: Karl - (USA)

POSTED: Wednesday, September 22, 2010

in the consumer comments section.


If you 'Google' this- STEAK DINNER POEM, that will take you to an encore presentation of "FRAUD BLESS AMERICA".


Thank You
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#8 Consumer Comment

Anyone can 'Google' this- STEAK DINNER POEM, and that should take you to where "THE DOW SPANGLED BANNER" is posted....

AUTHOR: Karl - (USA)

POSTED: Tuesday, September 21, 2010

in the comments section to Ripoff Report #411913, correct?


Thank You

******************************   BANK ALERT   *****************************

*Make sure to 'Google' this- ELIZABETH WARREN ON THE ECONOMY NOW ON PBS, and listen to what she said about the banks in that 24 minute interview that is available on the web.
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#7 Consumer Comment

And..when you are done googling...

AUTHOR: Ronny g - (USA)

POSTED: Monday, September 20, 2010

..perhaps we can discuss this report.

I would like to know more about this so I can warn others and suggest recourse if possible.

I have a few questions.

Was the .76 cent overdraft a debit card purchase?

How many months was this going on before you noticed it?

Do they have any written policy that states they will deposit $200.00 to cover overdrafts? If so..does it require signing up for it?

Did they hide this or did you not check your statement for months and notice the overdraft, the deposit, and the $25.00 a month charge?

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#6 Consumer Comment

Nationwide, "THE DOW SPANGLED BANNER" is available at the BANK OF AMERICA page of Ripoff Report....

AUTHOR: Karl - (USA)

POSTED: Monday, September 20, 2010

where it appears as a consumer comment to Ripoff Report #411913.


Simply go over to the BANK OF AMERICA page of Ripoff Report and you'll be able to find it, okay?

Good luck to you.
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#5 Consumer Comment

NATIONWIDE, SINCE THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES, DECEPTION, FRAUD, MANIPULATION, GREED, TRICKERY, DEEP CORRUPTION, & the.....

AUTHOR: Karl - (USA)

POSTED: Wednesday, September 08, 2010

CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE LIVING HERE & ALL OVER THE WORLD, it makes sense that another 'collapse' will take place in the near future, wouldn't you agree?


Make sure to visit the BANK OF AMERICA page of this site, the NBC page, the OBAMA page, and the TOYOTA page and read the Ripoff Reports for valuable information, okay?

Good luck to you.


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#4 Consumer Comment

GLOBAL ALERT: Make sure to visit the BANK OF AMERICA page of this site right away.....

AUTHOR: Karl - (USA)

POSTED: Friday, September 03, 2010

and read all of the Ripoff Reports for valuable information.


Thank You
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#3 Consumer Comment

BREAKING NEWS: It was just reported that the FDIC says the number of troubled banks in the 2nd quarter rises to 829! Anyone can....

AUTHOR: Karl - (USA)

POSTED: Tuesday, August 31, 2010

'Google' this- FDIC SAYS NUMBER OF TROUBLED BANKS IN 2ND QUARTER RISES TO 829, and read the related articles on the web.


Thank You

WELCOME TO AMERICA- ONE BIG LIE
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#2 Consumer Comment

WORLDWIDE LIE ALERT:

AUTHOR: Karl - (USA)

POSTED: Friday, August 27, 2010

Make sure to read this Ripoff Report to see how the banks are taking advantage of their customers and read all of the consumer comments.


Thank You

*******************************   Poem Alert   ******************************

"POLITISHIN POEM" is available at the BANK OF AMERICA page of this site. It appears in the comments section at Ripoff Report #476868.
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#1 Consumer Comment

Nationwide, The $14 TRILLION economy in the United States of America is mostly an 'ARTIFICIAL ECONOMY' which is based on LIES, DECEPTION, FRAUD, MANIPULATION, GREED, TRICKERY, DEEP CORRUPTION, &....

AUTHOR: Karl - (USA)

POSTED: Wednesday, August 18, 2010

the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE LIVING HERE & ALL OVER THE WORLD, in my opinion.


Simply take a look at the two BIGGEST purchases that most Americans make in their lifetime; a car and a house.

*Make sure to 'Google' the following and watch & listen to how cars & houses are sold in the 'ARTIFICIAL ECONOMY' known as the U.S. economy-

CAR SALES: TRICKS OF THE TRADE- CONSUMER ALERT

COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS

Now consider this; the USA spends far more than any other country when it comes to military spending. I'm sure that you will agree that war is based mainly on lies, but the USA continues to spend an astronomical amount of money on its military, correct?

*Make sure to 'Google' this- WORLD MILITARY SPENDING- GLOBAL ISSUES, and scroll down to the pie chart and review it.

In short, anything that is based on lies will eventually COLLAPSE once it is exposed. That's the main reason that the U.S. economy suffered a 'collapse' and a 'financial meltdown' in September of 2008.

It can no longer be denied; the United States of America is a country whose foundation is solidly built on lies.



******************************   LIE ALERT   ******************************

*Don't forget to 'Google' this- THERE IS NO GAS SHORTAGE, and go to the BusinessWeek article and read the comment that was posted on May 31st 2008 at 9:13 PM. 
(I believe that comment appears on or around 'Page 10' in the comments section.)

Fact: That comment was posted 4 months before the collapse of the U.S. economy and the meltdown of the banking system in the USA.

*You can also go to the GM CREDIT CARD SERVICES page of Ripoff Report and read 'Consumer Comment #1' which was posted on 9-3-2007 under Ripoff Report #271454.

Fact: That comment was posted a little over a year before the collapse of the U.S. economy and the meltdown of the banking system in September of 2008.

It's just further proof that the U.S. economy and the banking system in the USA are solidly built on a foundation of lies.

Thank You


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