Complaint Review: U.S. Bank - Portland Oregon
- U.S. Bank 1001 NW 23rd Ave Portland, Oregon U.S.A.
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- Category: Banks
U.S. Bank Erroneous overdraft charges Portland Oregon
*UPDATE Employee: Check Closer.
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This is a report of my latest fiasco with U.S. Bank. After paying all my bills my account was left with $7.42. Knowing that number was small I needed to take care not to overdraft my account. I spent $1.98 at rhapsody.com leaving me with $5.44. Needing a quick lunch one day i stopped by a local eatery and spent exactly $5 (tip left was cash). My account should have had a balance of +$.44. Over the weekend I accrued 2 overdraft charges totaling $75. My ending balance was -$74.56. You can see the $.44 difference in the final balance. Where was the overdraft? This was just the tip of the iceberg resulting in my closing of the account. I will never do business with U.S. Bank again.
David
Portland, Oregon
U.S.A.
This report was posted on Ripoff Report on 10/15/2008 03:21 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/portland-oregon-97214/us-bank-erroneous-overdraft-charges-portland-oregon-381591. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 UPDATE Employee
Check Closer.
AUTHOR: Rob With Usb - (U.S.A.)
SUBMITTED: Thursday, February 05, 2009
Are you getting this information from Usbank.com? It seems like you are.
Do this, go to USBank.com and open up the account in questions (the detailed account screen) then go ahead and go to the last traction the posted before the overdraft fees (not a deposit) and click on the underlined and blue balance to the right of the transaction and click it and in the pop up window it will say that your Available Balance is negative.
Now this could be due to many reasons, did the restaurant over authorize, did you have more transactions then you thought? If someone over authorized and has corrected it by now then you can call the bank and have the overdraft fees reversed, if you just charged too much, well sorry.
This will happen again with another bank, you need to use a check register and manage your money. You also need to improve your credit so you can get overdraft protection.
-Rob (U.S. Bank)


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