Wells Fargo Home Mortgage Bait and Switch Waldorf, Maryland Nationwide

In September 2013, during the loan process with Wells Fargo Home Mortgage Cpompany (WFHM) I believe WFHM delayed or failed to submit a timely application for me to receive $10,000 down patment assistance from Maryland Community Development Administration (CDA) and as a result, I only receive $5,000.  I applied for a VA Home Loan and was pre-approved for $170,000.  The cost of the house was $161,000 and WFHM offered me a mortgage loan in the amount of $161,000 at an interest rate of 2.00%.  During the loan process WFHM gave me a list of repairs to the house that needed to be completed before the loan could be approved.  After I spent more that $2,800 in repairs, WFHM switched the interest rate to 4.25%.  At closing on Nevember 26, 2013, when you count my $1,000 earnest money deposit that I would have lost if I backed out of the deal, and the $5,000 down payment assistance from CDA, the loan was $161,000 at 4.25%. If I backed out of the deal I would have become homeless and would have lost my $1,000 earnest money deposit and the over $2,800 to repair a house that I did not own.