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Report: #681440

Complaint Review: wells fargo - iron mountain Michigan

  • Submitted:
  • Updated:
  • Reported By: thomas.pegenausr — iron mountain Michigan United States of America
  • Author Not Confirmed What's this?
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  • wells fargo 1805 s. iron mountain, Michigan United States of America

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Atm rip off.I,f you use an atm card at wells fargo make sure you hav an account with them.I recentlly used A unemployment debit card for a withdrall I didnt get my money or a recipt.When Iwent in to the bank they asked did I have an account with them.No I dont but this card was issued from wells fargo to the state of Nevada debit system.They told me it was my problem to go through my debit card issuer.Icalled them up yes the money was deducted .Now I have to fill reg3 for from my debit card company that will take up to 45 days.What happen to costumer service thes banks answer to no body.Make every effort to not use wells fargo In your future and you will be much happer.I'm still waiting for the form.

This report was posted on Ripoff Report on 01/11/2011 05:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo/iron-mountain-michigan-/wells-fargo-wells-fargobranch-manager-iron-mountain-michigan-681440. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
7Consumer
0Employee/Owner

#8 Consumer Comment

Steve brags about having lots of money and several bank account If feels he has the right to insult people screw him

AUTHOR: Paul - (USA)

POSTED: Wednesday, January 26, 2011

Steve brags about having lots of money and several bank account If feels he has the right to insult people screw him. He Is a complete idiot, so he don't need to call me or other people idiots.

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#7 Consumer Comment

STEVE, THERE WAS A $700 BILLION WITHDRAWAL......

AUTHOR: Karl - (USA)

POSTED: Wednesday, January 26, 2011

from the American people made by the U.S. government, and a large portion of it ended up in the publicly held banks, like Wells Fargo, right? I believe the name of it was TARP. (Troubled Asset Relief Plan)

The 'plan' was designed to purchase homes that were mortgaged in this country, but the plan was switched at the last minute by bankers, so the banks and the other companies, like GM, AIG, Chrysler, General Electric, Morgan Stanley, Goldman Sachs, & others, could be 'bailed-out'.

*You might want to do some more research on how much of the banking system and Wall Street operates, okay? Simply 'Google' the following documentaries and watch them on the web-

FRONTLINE: INSIDE THE MELTDOWN

FRONTLINE: THE WARNING

FRONTLINE: THE CARD GAME

FRONTLINE: BREAKING THE BANK

Have a nice day, Steve.

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#6 Consumer Comment

An $800 ATM withdrawal is highly suspect.

AUTHOR: Steve - (U.S.A.)

POSTED: Wednesday, January 26, 2011

I have never seen any bank accountor ATM that would allow more than $500 per transaction at an ATM, and usually that is the daily max as well for cash.

$800 from an ATM in one transaction on the same day? Highly suspect.

I had a seasoned account at Wells Fargo, and my max was as stated above.

My current accounts are as well, BB&T, Florida Central, and TAB. All the same.

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#5 UPDATE EX-employee responds

Nope, I don't believe it...

AUTHOR: Striderq - (U.S.A.)

POSTED: Tuesday, January 25, 2011

Most ATMs have a transaction limit amount of $300. So if you tried to request $800 it would have told you it was over the limit and to be try a lower amount.

But as another poster aid: any corrections needed to be done have to be initiated with the card issuer not with the ATM owner. If you use your Bank of America card at Wells Fargo and this same thing happens, you have to go through BOA to get it corrected.

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#4 Consumer Comment

No, I saw what you posted just fine...

AUTHOR: Just a normal guy - (United States of America)

POSTED: Tuesday, January 25, 2011

...but that's how it's done. Yeah, they could have had better people skills, but, they can't just randomly take $800 and just give it to you on your word, they have to count the machine (there are tens of thousands in there, they can't just do it in 2 minutes), then reconcile it with all withdrawals and if there's a disparity they then try to determine who was shorted - usually (as in your case) that person will tell them they were shorted and the numbers will match.

However, they still can't take your word (someone else could also claim they were shorted) until they verify your account was indeed debited $800 - which they can't since your card is not drawn on their bank, they don't have access to the info.

Originating the dispute at the issuing bank makes more sense, because they can already verify that the debit from the account occurred, now they just have to verify with the other bank that a particular ATM had a shortage that matches.

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#3 Consumer Comment

Not a rip off

AUTHOR: coast - (USA)

POSTED: Friday, January 21, 2011

Get a job and quit complaining about free services.

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#2 Author of original report

ATM Machines

AUTHOR: thomas.pegenausr - (United States of America)

POSTED: Friday, January 21, 2011

If you read my complaint,you need to know I did get my money.The fact of the matter is bank employes[most of them] don't have many social skills dealing with the public when there not in total control.Whenit comes down to a 800.00 dollar withdrawl an the machine jams there should be some type of common ground with the ATM owner and the youser what if this money was needed very badly,not at the banks pace.

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#1 Consumer Comment

this is how it's done

AUTHOR: Just a normal guy - (United States of America)

POSTED: Thursday, January 13, 2011

Good luck in your dispute, but it's always done that way. You HAVE to dispute with the issuer of the card, not the owner of the machine, there simply is no mechanism in place for a bank to do it when they're not the account holder.

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