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Report: #368558

Complaint Review: Care Credit - Orlando Florida

  • Submitted:
  • Updated:
  • Reported By: Puyallup Washington
  • Author Confirmed What's this?
  • Why?
  • Care Credit CareCredit.com Orlando, Florida U.S.A.

Care Credit - GE Money is a total ripoff. False advertising and harrassment Orlando Florida

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I applied for a CareCredit account through my dentist as I needed to save a tooth at $1800 a pop. I was promised that no interest would be charged. Once the tooth was done, they charged me 9% annual rate along with a 13.31% interest (periodic finance charge). I continued to make payments for over a year until I had another medical emergency from which I almost died. I missed two payments. After emergency surgery, I got out of the hospital, called them and tried to make payment arrangements (since I make minimum wage, I suggested they add the two missed payments onto the length of the contract) and they refused. They demanded the entire amount in full even though I explained the circumstances. Finally, I was able to enroll in their hardship program which buys me some time to get caught up on what I owe. Despite the fact I'm paying every month, they harrass me with phone calls--sometimes calling on a daily basis for weeks. CareCredit says the hardship program won't stop the collection calls so why offer it? What's the point? NEVER USE THIS COMPANY. I've been paying over a year on the balance and since I missed a couple payments, with penalties and interest, I owe far above the original balance. They are a definately a RIPOFF!

Pam
Puyallup, Washington
U.S.A.

This report was posted on Ripoff Report on 08/31/2008 09:39 AM and is a permanent record located here: https://www.ripoffreport.com/reports/care-credit/orlando-florida/care-credit-ge-money-is-a-total-ripoff-false-advertising-and-harrassment-orlando-florid-368558. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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