Complaint Review: GMAC - Carol Stream Illinois
- GMAC P O Box 51014 Carol Stream, Illinois U.S.A.
- Category: Car Financing
GMAC loves to ruin your credit Carol Stream Illinois
*Consumer Suggestion: finance companies don't sit around and plan to ruin consumer's credit
*Consumer Comment: Concerned
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Then I began to see what they were doing. They give you 10 days in which to make your payment without having to pay a late fee. However, when I called it in to whatever company they use for this process, this company does not post it until a day or two later. Then GMAC assumes you are late and adds late fees. When you confront them about it they then tell you you have to have your payment phoned in by 3:00 pm to be posted that day and by 5:00pm to be posted the next day. I even had one GMAC rep tell me that on the 10th day a late fee was added. I told her that was wrong because then they would only be giving 9 extra days. She maintained what she said.
If that is not bad enough, they want to say you are 30 days late. One is never 30 days late unless they DO NOT RECEIVE a payment by the next due date. Try and get GMAC to understand that issue!!
This report was posted on Ripoff Report on 03/13/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/gmac/carol-stream-illinois-60125/gmac-loves-to-ruin-your-credit-carol-stream-illinois-16695. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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