Report: #430681

Complaint Review: Jd Byrider - CNAC - Fairfield Ohio

  • Submitted:
  • Updated:
  • Reported By: Middletown Ohio
  • Jd Byrider - CNAC 5515 Dixie Hwy Fairfield, Ohio U.S.A.
  • Phone: 513-939-2700
  • Web:
  • Category: Loans

Jd Byrider - CNAC Fairfield OH ripped off Fairfield Ohio

*Consumer Suggestion: Words of Wisdom to live by when purchasing a vehicle

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
OK, Just had found the job I have always been looking for, and the car I had just stopped running. So, off I go to get another. in desperation, I went JD Byrider to get a car. For two years i made pmts. And one day I'm going to get lunch and the car acts like there is no power, now mind you they had my car in the shop once before for no heat. OK, still dealing with inadiquate heat, and this, no power. I'm freaking out at this point. How am I going to get back to work, today, tomorrow, all week? I can't afford to fix whatever it is that is broken now. I can't afford to go without a car, I can't afford a rental car to get me through till they fix it. WELL guess what, they came and got it. the motor is blown. They can tack on another loan for ME to get it fixed. Please, I can't afford another loan, heck I was having trouble with the one I had. Since I only get paid once a month. At the end of the month. When I got the car I was getting paid weekly. They adjusted me to monthly, but i had to pay extra to get a month ahead, I still don't thnk I ever got to that month ahead pmt., per them anyway. It always seemed it would be next months pmt that would get me there. That company is a joke. Note: I did have some trouble making my pmts ON TIME, but I always made them. And that has nothing to with what finally happened.

Middletown, Ohio

This report was posted on Ripoff Report on 03/04/2009 11:05 AM and is a permanent record located here: https://www.ripoffreport.com/reports/jd-byrider-cnac/fairfield-ohio/jd-byrider-cnac-fairfield-oh-ripped-off-fairfield-ohio-430681. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals


#1 Consumer Suggestion

Words of Wisdom to live by when purchasing a vehicle

AUTHOR: Tammy - (U.S.A.)

POSTED: Thursday, March 12, 2009
Nicole, do you think that they honestly knew that your motor was going to blow up? You had the car for 2 years, there is not a mechanic anywhere on the face of this earth that could predict when that motor was going to go. Don't believe me? Then call around and ask.

I have read many reports on here pertaining to Oak Motors and JD Byrider - and they are all basically the same. I do not mean to sound cruel here, but many of the reports filed have many easy grammatical errors (thay - THEY, mader - MATTER for just an example here), which makes one wonder if that is not the main problem here.

I understand having to purchase from a buy here pay here as my credit is not the best either, and I have had to purchase this way before. However, my purchase was from more of a Mom/Pop operation so that may have had more to my better experience.

Ok, this is for anyone going ANYWHERE to buy a used vehicle:

1) Do not be in such a hurry that you have to sign something that day. Take the vehicle on a test drive and to a mechanic. Have the mechanic look for the most obvious - oil, brakes and the such. NO MECHANIC WILL BE ABLE TO TELL YOU IF SOMETHING IS GOING TO HAPPEN A FEW DAYS, FEW MONTHS OR EVEN A MONTH LATER! They can not tell you if the motor is going to blow, it's going to need a tune-up in the near future and so on. My ex was a mechanic and lost a couple of friends over this little fact.

2) If you have found one you like, get the best price you can get them down to and tell them you will think about it. Be realistic - the chances of someone being interested in the same vehicle are low - just a ploy. The 'this offer is only good for tonight' is also just a ploy. Go home and do research!! Check the blue book price and go back prepared!!

If they still don't want to give you what you want to pay then tell them there is another lot you can go to and walk off the lot. Chances are you are not going to get your car! My Grandfather & Grandmother (which later became me helping him) would go into the office and when the salesperson started with the offers Grandma would say "Clyde that other place told us so & so" or "Clyde I just don't think we can afford that right now" and it worked. We also had to walk one time and sure enough didn't get to the car!

3) If repairs need to be made, such as brakes, steering, belts, make sure it is covered in the contract!!!!!!!!! If they won't - then walk - same as above. Why didn't I say oil change? My ex always said it doesn't matter if they did it there, ALWAYS do it yourself along with cap, rotor, and wires. If you don't know what I mean there, then ask a mechanic.

Again, not the dealer or a mechanic is going to be able to tell if the engine is going to blow the day after tomorrow, as well as some other major things, so keep that in mind. If there is something that has had to be repaired more than three consecutive times there is such a thing called the 'Lemon Law' and this pertains to used as well as new. If they are still unwilling to budge, it's wonder what a call to the BBB and/or Consumer Board at the Mayors office can do!

4) Make sure you FULLY understand what you are signing. You are dealing with a buy her pay here, so they are not going to be as lenient as a finance company. If you are going to have problems making a payment don't just rely on a phone call. GO to the office and tell them and get it in writing!!!!!!

They don't care if you been paying on it for a couple of weeks or several years, a contract is a contract and never, never, ever ASSUME they are going to be understanding if you are a couple of days late and you don't call them. Do you know how many times that happens to them and people move and they can't find them???? How much do you think they are out of then?

5) If they repo a vehicle they have every right to turn around re-sell it or auction it and charge you for the amount outstanding that they did not get. There is nothing against the law on that one. I myself have been a victim of this in the past and it was not with a bhph, it was through a regular car lot and finance company. ANY loan company has the right to call the loan at any point in time. FULLY understand what you are signing, do not make assumptions. If you do not understand something then ask. If you don't like their answer then have someone knowledgeable to read it!

6) As far as finance charges go, you are buying from a bhph, which means you obviously have not so good credit. EVEN if you were to go to a new/used dealership with a co-signer you would probably still be paying that high interest rate. Again, I know from experience.

Again, I do not mean to sound derogatory in this - but if you walk in acting like you are a hick and don't know s**+* from shinola, they are going to try to take you for every thing ya got!
Respond to this report!
What's this?

Advertisers above have met our
strict standards for business conduct.

What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

Segment Now