Report: #692434

Complaint Review: Mariner Finance - Internet

  • Submitted:
  • Updated:
  • Reported By: Don''t ever take a loan from them — Alexandria Virginia United States of America
  • Mariner Finance
    1979 Daniel Stuart Sq
    Internet
    United States of America

Mariner Finance Virginia Total Ripoff Internet, Internet

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My wife and I purchased furniture from Value City Furniture.The total cost of the furniture was around $1,900.  So they offered us a 3 months interest freeloan. We purchased the furniture in November and didn’t receive any bills orstatements from the company. So I called them and I was told that they haven’tprocessed the loan yet, and that I shouldn’t be worried, once they process theloan I will get a bill.I finally received a call from Mariner Finance on December15 telling me that they have my loan, and that my first payment will be due onDecember 24th, which happens to be a Friday. They told me that they will send me a payment coupon soon.I did not receive a payment coupon until December 30, 2010.I called them on that day to ask them how they would expect me to pay a bill I received after due date, but of course, their office was closed.So I mailed them a $500 check on January 1st that cleared my account on January 6th, 2011. Later that month, my wife mailed them another check in the amount of $700. Then on January 28th, I wrote them another check in the amount of $300. So, yesterday I called them to pay off the remaining balance which was supposed to be $400 or so. And they are telling me that my balance is $580. They have charged me over $100 for making a late payment. And the lady I spoke with was telling me that, “It is an unfortunate situation,but I should be glad they haven’t charged me additional interest, but just for the period of time that I was late on my payment (why would you charge me interest on an interest free loan which we made $1500 in less than two months?). She also told me that I was called on December 15 to be reminded that my first paymentwill be due on December 24, and that they sent me a bill on December 18th,which happens to be a “SATURDAY.”I think this is a total rip-off.  The only reason they called me on the 15 was to cover their a**es, and then sending me a bill after due day. And who would you charge interest on a “Three months interest free (like cash) contract? I called Value City Furniture to ask for a copy of my contract. I will review my contract and willing to take them to court.

This report was posted on Ripoff Report on 02/08/2011 11:36 AM and is a permanent record located here: https://www.ripoffreport.com/reports/mariner-finance/internet/mariner-finance-virginia-total-ripoff-internet-internet-692434. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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