Merrick Bank / Junisse Skin unwilling to correct there mistake.Still charging me for an amount all ready refunded back to my account. Dallas Texas

This goes back to 2/21/2016 my account recieved a number of refunds for a company.Junisse Skin. Merrick Bank charge back department says they only got 5 refunds. Junisse Skin says they refunded my account 6. Merrick Bank is charging still for 1  of my refunds. $98.67  know unbelievable late fee interest on something that should not even be on my account.  Merrick Bank not willing to listen to me when I call and tell them it has been refunded. I have call the company and gotten refund numbers proving that they did . but not enough they say. given a letter from that comany  that was e-mailed to me . copied letter and faxed letter to Merrick Bank Charge back department still not enough. Will not admitt they made a big error on my acount. Nor check into there error. At this point it is time to call a lawyer and sue Merrick Bank I have no balance but are charging &373.00 in late fees intereted on a refunded amount plus charging me late fees because I am not sending a payment for something  I do not owe. Rip off. Well all I can say is do not get a Merrick Bank credit card. They will not help you at all if a problem happens to your account. Your on your owen.Very Very MAD Anderson Sc. Next  movie is  Key Exective for Merrick Bank Mr.Richard Urrutia President. Will send him a registered letter. See if this will correct the problem. Wish me luck.