National Alliance Of Associations They wasted several hours of my life I will never get back. Turnersville New Jersey

After I cancelled insurance from National Alliance, I went to my bank put a block on my checking account to prevent any further deductions. My bank was also able to "dispute the charge", and thankfully earlier this month (Jan. 2008) I received ALL of my money back. I recommend to everyone DON'T WASTE ANOTHER MINUTE TRYING TO CALL NATIONAL ALLIANCE OF ASSOCIATIONS. Instead, go to your bank and see what they can do. First have them block the checking account (I opened a new one the same day), and then see what they can do about reversing the debit(s) from your account. Just tell them you did not authorize it & National Alliance is a scam. My bank came through for me & I was thrilled.

A fellow freelancer gave me this phone number (888) 726 9440 for a company offering cheap health benefits. I do not know where he got the number, but I am aware that this company publicized by bombarding offices across the US with unsolicited faxes. When I called & subscribed in late Oct. 2007 I knew it was too good to be true. My phone sales person (Fred Carensis, rep #2667 at extension #121) quoted the me the following features of the plan which turned out to be completely false: 1) He told me my plan would be under AIG for health & Aetna for dental. When I finally received my plan literature I apparently had signed up for a TransAmerica LIFE Insurance plan! 2) He told me my membership card & information packet would arrive mid-November (2007) and my coverage would begin Dec. 1st. P.S. Two weeks into December I finally received the B.S. TransAmerica LIFE Insurance liturature with my name mispelled on the membership card. By this time I had already cancelled or tried to cancel, knowing this was a scam.

But for all I know they're still trying to deduct money from my checking even though I had my bank block them...which brings me to... 3) Fred said that the the first payment would be via electronic deduction on Nov. 1, 2007 from my checking account, $199.00 for the first month plus a $125.00 startup fee. From then on I would pay directly to AIG any way I chose. But when I called National Alliance wondering where my packet was on Dec. 1st, they told me that EVERY payment had to be an electronic deduction from here on in. 4) Fred also promised me that the 1st month was a trial period with a full money-back guarantee. Indeed they did deduct $324.00 from my checking account on Nov. 1st, and although I went through the cancellation procedure & requested a full refund, I have yet to see it, although it has not yet been 4-6 weeks since I'm writing this. But I'm not crossing my fingers & waiting that long.

Thankfully my bank is a good one and they will attempt to retrieve it for me. We'll see how that goes. I should also mention that at no point did Fred or any other sales person give me the name, phone number, or website for the National Alliance of Associations. I had to ask for the name, which they breezed over (they talk really fast, and sometimes they call it "National Healthcare"). The only website they gave me was for the company Beechstreet which offers a list of doctors, but for all I know isn't even aware of the National Alliance of Associations. And I only actually found the NAA phone number by looking at my bank statement and dialing the 10-digit number above the $324.00 debit. Miraculously that's the first time I ever reached the NAA or knew they really existed!

Essentially I was wary on Day 1 when I gave Fred at (888) 726 9440 x121 my checking account info and I should have just hung up. I don't know how this whole sham is still in existence. POS (Pissed Off Sucka), New York, New York
U.S.A.