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Report: #597422

Complaint Review: Rephen Law Firm - New York New York

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  • Reported By: Always Getting Ripped Off — Kentucky United States of America
  • Author Not Confirmed What's this?
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  • Rephen Law Firm no street address available New York, New York United States of America

Rephen Law Firm Called Claiming I owed $170.01 for a $20.01 returned check...Never received any documentation, threatened... New York, New York

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This has been quite some time ago, so the details are a little sketchy, but I was just wondering about something lately and decided to look it up.
A lady from Rephen Law Firm called me and claimed that I owed $170.01 for a returned check for $20.01. At the time of the call, I didn't know much about the ways of the world, so when she threatened to take me to court, I buckled. She told me that I could pay the debt and settle out of court, but I couldn't mail her the money. She insisted that I pay with credit card. This was very odd, since most collection agencies want some kind of guaranteed funds (cash, money order).  I just kept thinking about how this one little check could ruin my credit history.
Honestly, I didn't even know that I had a returned check.
I thought all of these details sounded just a little fishy, so I called the company that the check had been returned on. I'm thinking it was telecheck, but I can't be sure. Anyway, they company told me that they do use that company, so I started to think this was a real law firm. I took an advance on my paycheck to pay the $170.01 because the lady on the phone gave me three days to pay it.
I have not received any information by mail to this day. Perhaps I should look them up and give them a call. I know I still have that telephone number written down somewhere.
I'm a little braver now, and I think I could straighten this, "law firm," out with my lawyer.

This report was posted on Ripoff Report on 04/27/2010 02:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/rephen-law-firm/new-york-new-york-/rephen-law-firm-called-claiming-i-owed-17001-for-a-2001-returned-checknever-receiv-597422. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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