Report: #408997

Complaint Review: WELLS FARGO HOME MORTGAGE - Camano Island Washington

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Ripoff Report is Xcentric Ventures

Submitted: Wed, January 07, 2009
Updated: Sat, January 10, 2009
Reported By: — Everett Washington

Author Confirmed

Why?

WELLS FARGO HOME MORTGAGE 2650 WELLS FARGO WAY MINNEAPOLIS, Minnesota, 55408 U.S.A. Camano Island, Washington U.S.A.

Phone:
Web:
Category: Mortgage Companies

WELLS FARGO HOME MORTGAGE predatory, manipulative, dishonest, masters of illusion, elusive, relentless, unforgiving, inept, unscrupulous Camano Island (just like evil, they are omnipresent) this insodent occured in Washington St.

*Consumer Suggestion: Wells Fargo FINALLY starting to help their Hurting Homeowners!! Who to contact:

*Consumer Comment: Exactly what happened to us

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Wells Fargo is a well entrenched corporate evil that feeds on the wrecked lives of it's victims.

After the turn of events post 9/11 my family endured a down sizing of our life stile as i was laid-off from work and we ended up filing for Bankruptcy. In the rearrangement of finances i did keep the house as we had sold our old home and downsized to a home we could afford on my new - reduced wages. The payments were well within reach in our budget.

Soon Wells Fargo was contacting us implying that we were late on our payments.

I had the receipts for the checks sent in, no problem. After the 3rd time sending them in (by now we are into the second month, delinquency fees accruing and being tacked on) I contacted our VA representative. The rep tried to work this out with Wells Fargo to no avail. Later the first VA rep was rotated out and off the case, (i don't know why, we were fully compliant). The second VA rep wanted nothing to do with this case. He made that more than clear in his communications to us. All the while we were still making our payments in full as assigned by the monthly bill. It was an excessive amount based only on the erroneous notion that we were delinquent in our payments. This served to bleed what little savings we had to nothing very quickly.

Months went by, with constant communications in trying to make arrangements to bring the account current. Each time a deal was struck Wells Fargo would clame they never received required paperwork, or something was not in order. Finally things got so far out of hand we decided to sell the property, cut our losses and run screaming the opposite direction from Wells Fargo. We contacted an investment buyer who had cash in hand at a full price offer. Wells Fargo Sabotaged the deal no less than three times by loosing paperwork, missing deadlines and claiming ignorance to details.

This went on, back and forth for over a year. The proverbial straw that broke the camels back was the contemptuous deceit the company pulled on December 24th of 2004. A get well plan had been extended to bring the loan current. A loan modification with a lump sum payment from us, was to make it all better. It had to be a money order, in full at their office back East by opening time three days from this date. We made it. Certified letter, received on time, in full. We were notified Dec 24th by phone that the company would not be accepting the amount remitted as payment in initiation of this plan as with review they felt i could afford to pay more on the payments than this plan accounted for. Further requests to re-initialize the loan modification were flat denied. The lump sum amount remitted was to be applied to the remaining delinquent amount and we were still in arrears.

We stopped throwing good money after bad and settled on the fact that we had been taken to the cleaners by corporate America. The house went to foreclosure and we departed used and abused. They had no intent of ever allowing this loan to come current. That was obvious in there actions. Good news is they lost there a*s at auction. The place sold for MUCH less than they had it appraised at for the purposes of the loan, and MUCH less than the full price offer our investment buyer offered them. I'm sure they wrote the loss off at tax time and shared the burden of the actual loss with the American Tax Payer via reimbursement from the VA.

My best advise with reference to Wells Fargo -- RUN -- Don't look back lest you'l be turned into a piller of salt.

Wells fargo victim
Everett, Washington
U.S.A.

This report was posted on Ripoff Report on 01/07/2009 12:40 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo-home-mortgage/camano-island-washington-98292/wells-fargo-home-mortgage-predatory-manipulative-dishonest-masters-of-illusion-elusive-408997. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:

0Author

5Consumer

0Employee/Owner

#5 Consumer Suggestion

Wells Fargo FINALLY starting to help their Hurting Homeowners!! Who to contact:

AUTHOR: Kelly L. Hansen - (U.S.A.)

SUBMITTED: Saturday, January 10, 2009

POSTED: Saturday, January 10, 2009

attn: Readers responding to WFHM submissions herein: AND, sign your notes.

If you can't help a hurting homeowner, don't respond. You obviously have no idea what they are going through. Go wear your judgmental hat somewhere else.

READ THIS AND ACT FAST!

Here is the best number (WFHM Executive Office) AND PERSON to call -- SHARON CECIL, Asst to the President and Vice President at Wells Fargo Home Mortgage has been actively resolving problems FAST!!!

515-324-3130

VIP's WHO'VE PROVEN THEY CARE: THEIR TITLES, E-MAILS, MAILING ADDRESS, PHONE

Cara K. Heiden,
CEO
WELLS FARGO HOME MORTGAGE
cara.k.heiden@wellsfargo.com

Mary Coffin, Vice President
WELLS FARGO HOME MORTGAGE
mary.coffin@wellsfargo.com

Sharon Cecil, Assistant to Both
WELLS FARGO HOME MORTGAGE
sharon.cecil@wellsfargo.com

Todd M. Boothroyd
Senior Counsel, Real Estate Division
Todd.M.Boothroyd@wellsfargo.com

WELLS FARGO HOME MORTGAGE
Executive Communications Office
MAC X2302-02J
800 S Jordan Creek Pkwy
West Des Moines, IA 50266
515-324-3130

WELLS FARGO HOME MORTGAGE MIGHT BE TURNING THINGS AROUND! I've been intent on sharing my negative experience with Wells Fargo Home Mortgage so I think it is important to encourage you with these positive e-mails I've received within the past weeks. It is my prayer these will make you smile, and renew your hope!! AND, help you resolve your issue with WFHM.

I'd love to hear from you, anytime!
God Bless each of you.

Kelly

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#4 Consumer Suggestion

Wells Fargo FINALLY starting to help their Hurting Homeowners!! Who to contact:

AUTHOR: Kelly L. Hansen - (U.S.A.)

SUBMITTED: Saturday, January 10, 2009

POSTED: Saturday, January 10, 2009

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#3 Consumer Suggestion

Wells Fargo FINALLY starting to help their Hurting Homeowners!! Who to contact:

AUTHOR: Kelly L. Hansen - (U.S.A.)

SUBMITTED: Saturday, January 10, 2009

POSTED: Saturday, January 10, 2009

Respond to this report!

#2 Consumer Suggestion

Wells Fargo FINALLY starting to help their Hurting Homeowners!! Who to contact:

AUTHOR: Kelly L. Hansen - (U.S.A.)

SUBMITTED: Saturday, January 10, 2009

POSTED: Saturday, January 10, 2009

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#1 Consumer Comment

Exactly what happened to us

AUTHOR: Cheshirecatz - (U.S.A.)

SUBMITTED: Thursday, January 08, 2009

POSTED: Thursday, January 08, 2009

This is exactly what happened to us in 2007. We never had a problem with our mortgage until WF bought it. They started saying we were one month behind, then two, then three up to five months in arrears although we had made all payments on time to them and we have proof. Dealing with them was impossible. They gave us conflicting information each time we called. They lied about what they told us and tried to trick us into signing a forebearance agreement in which we would have to pay them $9,000. They refused to explain exactly WHEN those payments were supposedly not made and filed foreclosure.

We finally hired an attorney and are filing a response and counter suit against them. It is bad enough to lose your home when you can't afford to make payments. But when you DO make payments and STILL are in danger of losing your home, well, that is horrible. These people are thieves and their system is set up to drive people into foreclosure and steal their homes. I would be willing to join in a class action suit against them.

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