Westlake financial Recieve a dozen if not more calls a day from several different numbers all from wesltlake finacial. Have threatened me. Los angeles portage California,indiana

 BOTTOM LINE...this is nothing more than a simple case of defaulting on a contract! YOU haven't made your payments AS YOU PROMISED TO DO when you signed the contract! The reasons/excuses don't matter. Talking to a supervisor won't make any difference because YOU broke the contract! What is even more despicable is YOU attempting to use a Veteran status as some kind of excuse to gain sympathy. Then when somebody talks straight with you, you just can't stand that! YOU defaulted on the contract, plain and simple. There's no exclusions nor excuses. The ONLY ripoff here is they agreed to finance you. It was YOU who failed to do YOUR end and pay them back!

 Mind your own business, if you can't offer advice then we can go back to kindergarten rules here!nothing nice to say font say anything at all. Also I am not using the fact that I'm a veteran as an excuse I'm stating that I have multiple issues I'm dealing with so there are certain things I have to put in order to take care of myself and my family due to that before their payment. So again if you get bent out of shape about this just dont answer back, not that hard.

 Well thank you for your comment, it's quite funny to hear other peoples opinion in this subject on what they think. If you took it that way that's fine obviously you didn't read it clearly enough as I was asking for advice and help in this manner and not one sided view. If it had not come to the point where they are lying on there end and have refused to let me talk to their managers due to their lack of respect and questionable actions I would not be here. Also let me ask you one question cause obviously you have everything figured out, are you perfect? Everybody needs advice and help and I was simply asking for that. Yes I missed some payments well guess what?! You try being the sole provider for your family starting your own business and spend half your time in and out of hospitals due to injuries sustained in military service? Atleast I have enough drive to try right? I'm not living under a bridge drunk or doing drugs and pissing my life away. Btw thank you again for your comments.

 In fact, using the Veteran status as a sympathy card, is a very distinct slap in the face who have proudly worn the uniform. YOU are late making YOUR payments. As such, they are making VALID collection calls because YOU have defaulted on your contract. If you don't want bill collectors to call, pay your bills on time. Since this is a subprime lender, it is clear, paying your bills on time has not been your history. Let me save you the effort...don't bother writing back, "you must work for them". I'll tell you in advance, I don't!

This company agreed to lend you the money to purchase the car. In exchange you signed a legal agreement where you agreed to make a specific payment on specific dates. You also agreed that if you failed to do this they have the right to reposess the car. There was nothing in the agrement that said you only had to pay when you could, or only if you didn't have money issues.

What exactly are you looking for in advice? As in the first part of your report you said you could pay what they are asking for and even a little above. But then just a few sentences later you say you can't come up with the $400 they are asking for. It should be obvious what you need to do to get them to stop calling you.  Make the payments they require. If you can't expect to have the car repossessed at some time in the near future. They aren't thretning you, they are giving you the facts of the situation that you agreed to.

I'm sorry to tell you that it is actually quite hillarious that you are fighting so hard to have them put the "notes" in your account. As it still doesn't mean that they have to let you keep the car or stop calling.