Acceptance Now, Grand Home Furnishings, Harrisonburg, VA SCAM TO TAKE ADVANTAGE OF PEOPLE WITH POOR CREDIT!!!!!! BEWARE!!!!! Harrisonburg Virginia

Please BEWARE of the ACCEPTANCE NOW program!!!!! I recently moved to Harrisonburg, VA from Michigan. With the move, I was temporarily strapped for money, so I decided to finance through the financing program located in the store. Unbeknownst to me, the Acceptance Now company was a rent to own company located within Grand Home Furnishings. But I figured that that was fine because I would be paying off the full balance in a month anyway. WRONG! It turns out that they DO NOT allow people to make large payments on the account and that they lie about the initial pay off price before you sign your name on the dotted line. Flash to a little over 2 weeks later, I have paid 607.00 of a 808.53 balance, including interest the balance that I was quoted would be 900.00 was the initial quote. Each time I have made a payment it has been over $100 more than what they quoted me for and I am convinced that they are trying to drag my payments out to make me pay more of their 16% interest. When I first made the agreement, I was told that if I paid 257.00 twice within the month of October, I would only have to pay 900.00 for everything. But now to pay off before November 1st, I now have to pay an addition $350 on top of my first payment of $300. I know that there are people with way more issues than I have, but my thought is, "What if I had no money to pay them off in a month." I would be paying out the Whazoo!!! People who have money, this payment plan is not a convenient option. People who do not have money right now, you are better off saving money to buy the furniture cash. This program offered to build credit, but I personally think that they are trying to take advantage of the people down on their luck, not help them. If you read this review and still chose to use them good luck....