Complaint Review: Bank Of America - BOA - Internet Internet
- Bank Of America - BOA Internet United States of America
- Phone:
- Web: www.bankofamerica.com
- Category:
Bank Of America - BOA Overdraft fees, unfair NSF fees, Extended overdraft fees Internet
*Consumer Comment: OVERDRAFT POEM....
*Consumer Comment: The scam..and how they get away with it..for now
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Bank of America routinely charges NSF charges because the way the process purchases. They will hold all purchases until the end of the business day regardless of the actual order the purchases where made. They will process the highest amount first down to the smallest. So if something happens where a large payment comes in they will then bounce all the payments made by a debit card earlier that day or if it's a Monday, charges made over the weekend, even though they cleared when you made the purchase. Then they will proceed to tack on $35.00 for all the little charges that should have cleared.
Then if you are overdrawn for 5 consecutive days they will add on another $35.00 for having an overdrawn account that THEY caused! Then if you are unable to get the account caught up after a period of time they will close your account and report it to check systems so you can't open another bank account up anywhere else. These people are crooks. They run their company into the ground, abuse and steal from their customers and then get bailed out by the government. Something has to be done. How is this OK to steal from your customer's? Because the way they are running this overdraft fee is definitely A SCAM! A ripoff, it's stealing and it should be illegal.
Believe me I would gladly go to another bank if I could but for the time being I am stuck there because of the check systems reporting. I would be more than happy to pay off the amount I owe to clear up my name with check systems but right now I can barely pay my ACTUAL bills let alone a $200.00 bill that they created with fees s****.>
This report was posted on Ripoff Report on 02/22/2010 02:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america-boa/internet/bank-of-america-boa-overdraft-fees-unfair-nsf-fees-extended-overdraft-fees-internet-573248. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
OVERDRAFT POEM....
AUTHOR: Karl - (USA)
SUBMITTED: Wednesday, February 24, 2010
is available right here at the #1 site in the world- RipoffReport.com
#1 Consumer Comment
The scam..and how they get away with it..for now
AUTHOR: Ronny g - (USA)
SUBMITTED: Tuesday, February 23, 2010
Some will tell you that it is all your fault for overdrafting the account. And that may be true. But that does not address the fact that due to the bank re-sequencing your transactions that were paid, cleared and duly noted by the bank...this tactic is what is directly causing the s****.>
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