Bridgecrest Taking payments i paid and changing them to be down payments and calling me trying to make me pay the bill again Indianapolis Indiana

 I have seen it all.

Here is my payment history

1/2017 Normal Payment $4.96 1/21/2017 NSF Fee Paid $15.00 1/21/2017 Down Payment $176.52 1/9/2017 Normal Payment $196.48 12/30/2016 Normal Payment $196.48 12/11/2016 Normal Payment $73.00 12/11/2016 Down Payment $123.48 12/5/2016 Extension $0.00 12/5/2016 Extension $0.00 12/5/2016 Extension $0.00 12/5/2016 Extension $0.00 11/26/2016 Normal Payment $196.48 11/20/2016 Normal Payment $96.48 11/12/2016 Normal Payment $100.00 10/31/2016 Normal Payment $196.48 10/15/2016 Normal Payment $196.48 10/1/2016 Normal Payment $196.48 9/28/2016 NSF Fee Assessment $-15.00 9/28/2016 Payment Reversal $-196.49 9/24/2016 Normal Payment $196.49 9/16/2016 Normal Payment $392.92 9/1/2016 Normal Payment $196.48 8/21/2016 Late Fee Assessment $-5.00 7/29/2016 Normal Payment $320.00 7/15/2016 Normal Payment $196.48 6/26/2016 Late Fee Assessment $-5.00 6/4/2016 Normal Payment $196.48 5/21/2016 Normal Payment $196.48 5/15/2016 Late Fee Assessment $-5.00 4/25/2016 Normal Payment $92.96 4/25/2016 Principal Only Payment $209.30 4/22/2016 Normal Payment $196.48 4/22/2016 Payment Reversal $-196.48 4/20/2016 Normal Payment $196.48 4/20/2016 Payment Reversal $-196.48 4/2/2016 Normal Payment $196.48 4/22/2016 Normal Payment $196.48 4/22/2016 Payment Reversal $-196.48 4/20/2016 Normal Payment $196.48 4/20/2016 Payment Reversal $-196.48 3/22/2016 Normal Payment $196.48 3/20/2016 Late Fee Assessment $-5.00 3/10/2016 Payment Reversal $-695.00 3/2/2016 Principal Only Payment $695.00 4/22/2016 Principal Only Payment $695.00 4/22/2016 Payment Reversal $-695.00 4/20/2016 Principal Only Payment $695.00 4/20/2016 Payment Reversal $-695.00 3/17/2016 Principal Only Payment $695.00 4/22/2016 Payment Reversal $-209.30 4/20/2016 Principal Only Payment $209.30 4/22/2016 Down Payment Reversal $-300.00 2/13/2016 Down Payment $300.00 4/22/2016 Late Fee Waived $5.00

A neuroscientist couldn't explain this. I've had payments changed from payments to down paymwnts, I get late fees for no reason, nsf fee for no reason, my initial down payment was reversed several times its been such a heart pain. I feel mentally anguished. I cry and cry. I don't get any answers. No one will help. I told them today I was going to look for an attorney who might be able to figure it all out. I have no money to pay but pray someone willhelp