Capital One Auto Finance Capital One Auto Finance refuses to goto Arbitration Plano Texas

on 12/07/2007 via UPS 2nd Day mail Capital One stated they refuse to goto any arbitration of any kind. I filed arbitration in accordance with the FAA act of 1921 with the National Arbitration forum based in Minnesota file# MX0711002018527 . I filed arbitration for the following reasons

1). Capital One Auto Finance stated the car was in debt collections even though I sent Certified Return receipts having them sign for every car payment which was 205.35 at 19.99 percent my credit score has been stuck between 650 - 659 for the past 3 years the rate should have been 10.178 percent according to the Fair Issac score which I paid 16.00 to find out. I have been paying on my car for 24 months. The contract is Notarized Apostilled. The length of the contract is 36 months

2). Capital One Auto Finance states that Onyx is a sub division of Capital One had I known that I would have walked out.

3). 2 months ago when I sent them the Certified Return receipt the Return number did not match the Certified number

4). I have asked capital One Auto Finance to come to Arbitration four times they either refuse or do not respond through National Arbitration Forum and American Arbitration association based in california English common law state see usury laws

5). If I buy a New or used car I am requesting that Capital One divisions sub-divisions are not permitted because they are unfair in their dealings

6).Texas where they reside is a English Common law state (see usury laws)

7). I made a 1500.00 Inititial down payment on the car

8). the contract has Tacoma Auto Center listed as the holder
The Registration is under Onyx
The Car Payment is made out to Capital One Auto Finance
The other material is made out to WFS Financial

Mr.
University Place, Washington
U.S.A.

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