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Report: #227017

Complaint Review: First National Bank - Killeen Texas

  • Submitted:
  • Updated:
  • Reported By: Killeen Texas
  • Author Confirmed What's this?
  • Why?
  • First National Bank 507 N Gray Street Killeen, Texas U.S.A.
  • Phone: 254-634-2161
  • Web:
  • Category: Banks

First National Bank First National Bank, Killeen Texas

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My Name is Juanita and I have a checking account with First National Bank. I recently opened this account in July 2006 in order to cash my checks and have my child support and GI Bill directly deposited. That was a major mistake. I have incurred charged such as the $2.00 overdrawn fee plus $33.00 for overdrafting in the first place.

I had no idea that I was being charged such fees because I did not receive any statement that had such terms listed. I no longer receive my bank statements stating my monthly transactions. I called the 1800 number to find out what was going on and I was told there was a brochure sent out to me last month stating that if was in the negative for more than five days that is when the bank takes out the $2.00 per day!

At the beginning of the month is when my direct deposit comes and I immediately withdraw everything to prevent anything like this from happening but of course it did not do any good because I am still left owing an outrageous amount of fees.

THis past month I chose to use the ATM to get the balance of my checking account and the machine states that there was $285.00 in my checking. I withdrew all of it but $5.00. A week or so later I received an invoice stating that my account had insuffcient funds and that the bank charged my the $280.00, $33.00 for overdrafting and $2.00 per day that my account was still negative.

I have two children that I raise by myself, and I cannot afford to be paying them and still have money to take care of my family! As of January 2nd 2007 I will be gettig rid of First National for good!

I urge any new coming soldiers and/or families that Fort Hood National and First National Banks are not the banks that want to trust their money with.

Killeen, Texas

This report was posted on Ripoff Report on 12/24/2006 09:56 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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