Complaint Review: Merrick Bank - Hicksville New York
- Merrick Bank P.O. Box 5721 Hicksville, New York U.S.A.
- Phone:
- Web:
- Category: Credit & Debt Services
Merrick Bank (NextCard) consumer rip-off fraud Hicksville New York
*Author of original report: What can be done?
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I have experienced all of the past problems posted here. The following are just a few of my own issues:
Interest went from 9.9% to 35%. (I have good credit)
Would not send statements
Late charges when I paid on time.
Never received new card (I reported them as stolen because I was told they were sent)
Refusal to cancel my account and investigate fraud
Hung up on me when I called and rude
Never replied to my written requests
Reported me to the Credit Reporting Agency for being late (when I was not late)
Much, much more
I really do not know what to do. I am about to have a breakdown. Can anyone post what the right thing to do is?
I am going to refuse to pay them until all these issues are corrected. Is this the correct action?
Brian
Drummonds, Tennessee
U.S.A.
This report was posted on Ripoff Report on 03/18/2003 11:38 AM and is a permanent record located here: https://www.ripoffreport.com/reports/merrick-bank/hicksville-new-york-11802/merrick-bank-nextcard-consumer-rip-off-fraud-hicksville-new-york-49677. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Author of original report
What can be done?
AUTHOR: Brian - (U.S.A.)
SUBMITTED: Friday, March 21, 2003
There are more than enough people with the common problem.
Now what can we do?
I've never had a situation like this before. So I have no Idea what to do. Merrick just ignores all my correspondence. I am really thinking of just not paying and letting my good credit have a 7 year blemish. I know I can add a rebuttal to my credit report. I am just trying to solve this problem.
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