NRG Reginald Jonathan Threaten, abusive debt collector and uses fraudulent tactics Nationwide

This is a very aggressive collection agency that uses intimidation tactics. They claim that they are on the way to your home with court documents that you must accept, and you will be required to show two proves of identity to sign for the documents. When you call the number, you are transferred to a "gentleman" who states his name is Reginald. This man is extremely abusive and states that he is signing documents for the court to have you arrested, and that once that is done you will have all your financial assets frozen and once that happens, you will never have the ability to open another checking accounts, or have a driver’s license or ever be able to cash any checks, including your paychecks.

He then goes on to say they will be contacting your place of employment to garnish your wages. I asked him for proof of the debt; he stated he would not give any proof of the debt until I paid the claim. When I insisted on proof, he got really nasty saying he was through being speaking with me, and was sending the paperwork through. I asked him to give some info that I could verify, he told this was for a $500 cash loan that went into a checking account. He gave me an account number.

I than went to the bank that that account was supposedly with, gave them that acct number. The bank searched for the acct, and discovered that there was no such account. They searched by my name, and SS number, Address, date of birth and still nothing. This guy told me that they have subpoenaed records from the bank. The bank told me not the case. They had no idea what this acct was or who they were.  When this call came, I was unemployed, I did not recognize the debt they were calling about, and discovered it was a fraudulent claim on their part. This is a company that lies, threatens and scares people into giving them money. Don't fall for it.