Ocwen Loan Servicing, LLC HSBC lack of information Internet

Please remember, that Ocwen loaned you nothing! they are a servicer only unless they were a party to the original loan and you actually saw funding happen from them (extremely doubtful) . Did they actually credit your account with hundreds of thousands of dollars? No. Did they loan you a cup of suger? No. They have loaned you nothing, they are only a servicer or agent for a purpurted  and dubious until proven otherwise "loan" company. Is the original loan company still in business? Were the assignments done right or legally to the new "lender"? Can the agent prove they have agency? An old law maxim, is , Agency cannot be proved out of the mouth of the Agent! Can they prove through valid legal assignments that they have a right to collect the debt? Are the terms and conditions of the original note being followed? If not, who gave them authority to "modify" your loan? Rean the pooling and servicing agreement of the TRUST they cliam your loan is in, I have never seen one that allows a modification of the loan, there is no way you are going to get the thousands of stock holders in the trust to agree to that. So how were they able to do this? Default swaps, multiple insurance policies that's how, your loan has been paid in full in the TRUST  and now they are a still collecting from you.  So many "notes" of debt were destroyed enabling the "lenders" to keep collecting on your "note" while claiming it is in the TRUST when it never legally made it into the trust in the first place. A copy of your "note" should have as much credence as a copy of a hundered dollar bill, It is fraud and is not proof of anything, except for proof of fraud before the court.

If ocwen cant validate the debt through proper accounting then all credit reporting has to be reversed read all 27 pages of the FDCPA its important

Shawn you are sooo right!!!  Have you got your loan audited by any chance?? I think their should be a petition with a group of those that have a loan with Ocwen to open a class act law suit.. 

Send out a QWR (Qualified written request) letter, send it certified mail and return receipt requested. Ask for all loan docs ,their copy of the note, and any and all charges, "modifications" and all transfers and assignments of your mortgage note.

Then take a trip to your local County clerk recorders office (public land records), go to the little computer look up terminals there and look up all records concerning your house that have your name on it, print them all out and get motorized copies (cost a few bucks extra, its well worth it) .

Now compare your County clerk recorders office papers with what Ocwen is telling you. Chances are very, very high that what they say and what the public records say are two different things. For instance.... on my "loan" Ocwens own paperwork shows the last "assignment" or holder in due course/owner" of my mortgage is "WMC mortgage LLC" which went bankrupt in 2007.

Ocwen further claims that my "loan" is in a securitized REIC trust that was created in mar 2006 with US bank as Trustee, there is no public record that an assignment was made into a REIC trust, which means my loan was never legally transferred into that trust!

Assignments were made later by a multitude of players involved in the scam (US bank, Homeq mortgage, Ocwen)  to try to cover their tracks (much later.... like three years later), but it doesn't matter what the assignments are after they skip a whole step of ownership!!!!!, its fraud straight up! Now Ocwen cannot validate my debt which means they cant collect on the debt anymore. For me its been over 90 days now and they cannot, or will not validate. I'm sending 1-2 debt validation/QWR letters a month and they have not provided me with any proof of the right to collect the debt. This should get you started.

From now on , its not your loan. Its Ocwens account#xxxxxxxx dont ever say its your loan again until they can prove they have the rights to collect the (alleged) debt.

Understand?

Shawn