OCWEN LOAN SERVICING LLC Ocwen Mortgage Put forced place insurance even though I didnt need it and refuses to send paper work ..... west palm beach, Florida

OCWEN has already claimed 3 times that they have "tried" to do a modification for me. I supposedly did not qualify for the presidential mod after 3 months of sending the same paperwork over and over again. They then supposedly tried for an "in house modification" that they PROMISED would be approved before a foreclosure date would even hit and they lied. I am now on my 4th modification attempt and countless names.

BUT I FOUND OUT THEY ARE BASED OUT OF INDIA!!! THEY ARE NOT EVEN HERE ON US SOIL!!! One agent slipped and told me where he was time-wise. IS THAT LEGAL? I want to get involved in whatever I have to do to keep me from losing my house.

We had a second mortgage that was owned by Ocwen when they purchase one of our original loans. It was small only $32,000.00. 

In our case they were foiled. They were our second mortgage not our first, as they thought and they had little power over us. But, they tried the same stunts.

1. Not crediting our payments on
   
   their due dates as paid.

2. Constantly sending fake
   
   foreclosure letters to intimidate us.

3. Attempting to get us
   
   to re-write a new loan with them, combining our 1^st and 2^nd
   
   mortgage with them, attempting to get us to obtain an equity line of
   
   credit with them as in 3^rd mortgage.

4. You may want to know,
   
   that they are also known as Wilshire Collections. So if you are late on
   
   your mortgage payments or didnt retain good proof of timely payments the
   
   will turn you over to Wilshire Collections, and they will damage your
   
   credit rating.

5. There is a large class
   
   action suit against Ocwen and Wilshire Collections; you need to go to the
   
   Federal Trade Commission, CLARKHOWARD.COM, to get the details.

6. Also, both Ocwen and
   
   Wilshire Collections will attempt to file a Frivolous 1099, tax credit
   
   against you with the IRS, to ruin you with the IRS, and to gain tax
   
   revenue for them. They pulled this stunt with us, for $8,000 but it back fired in their faces.