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Report: #1218017

Complaint Review: Westlake Financial - Los Angeles California

  • Submitted:
  • Updated:
  • Reported By: Karen Corona Rivera — Brentwood California USA
  • Author Not Confirmed What's this?
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  • Westlake Financial P.O.Box 54807 Los Angeles, California USA

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But I have received many threating phone calls about my 2003 Infinity FX. I have attempted and tried to work with someone about my account. I understand my loan has matured but unfortunately I am not able to pay the balloon payment, my principal balance is $1400.00. Since February I have explained to the account reps that call me 20x times a day(FYI this is considered HARRASMENT) I have worked in collections all my life!!! I am still calling in every month to make a monthly payment of $400.00. I don't understand why your account reps will not work with me, It is not like I do not want to pay I just can not pay the full amount at once. Also your reps are very RUDE AND NASTY!!! I believe they need some CUSTOMER SERVICE TRAINING! I will be filing a complaint and speaking to an attorney. the last phone call I got yesterday your account rep said he was giving me a courtesy call to let me know there was a repo order placed on my 2003 Infinity FX since I can not pay the balloon payment all at once, I tried explaining to him that I wanted to come to some kind of agreement/arrangement so that I do not have to be stressing about a REPO order placed on my car that I only have a $1400.00 principal amount do, he then proceeded to tell me that "HE DOES NOT CARE IF I CAN PAY OR NOT THAT HE WAS JUST GIVING ME COURTESY CALL TO LET ME KNOW THAT IF I DID NOT PAY THE $1400 TODAY THE REPO ORDER WOULD BE PLACED"

 

I do not believe that is no way to answer a customer and again I will be getting an attorney and filing a lawsuit/class action against WESTLAKE !!!!!!!!

 

 

Karen Corona Rivera

This report was posted on Ripoff Report on 03/25/2015 07:16 AM and is a permanent record located here: https://www.ripoffreport.com/reports/westlake-financial/los-angeles-california-90054/westlake-financial-harrasment-no-customer-service-los-angeles-california-1218017. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
4Consumer
0Employee/Owner

#4 UPDATE Employee

We apologize for the negative experience

AUTHOR: Westlake Financial Services - (USA)

POSTED: Monday, May 18, 2015

Thank you for sharing your feedback with Westlake Financial Services. We take all of our customers’ concerns seriously. We apologize for the negative experience you had with our company. We do not support this type of customer service, and we are working very hard to make sure that everyone is helped effectively and within a timely manner. If you have any questions about your account, please contact our customer service team at 888-739-9192.

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#3 Consumer Comment

Who You ARE Dealing With

AUTHOR: Jim - (USA)

POSTED: Wednesday, March 25, 2015

Lets get this straight.....

You aren't dealing with "customer service"...you're dealing with BILL COLLECTORS.  Customer service went out the window when YOU threw it out the window by not making your payments on time. 

Oh yes, let me save you the effort, don't bother typing "you must work for them...because I don't!

 

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#2 Consumer Comment

Buy a bicycle

AUTHOR: coast - (USA)

POSTED: Wednesday, March 25, 2015

You failed to honor the terms of the loan agreement so now you want to sue the lender because they refuse to alter those terms. Well, not on this planet.

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#1 Consumer Comment

Typical Subprime Borrower

AUTHOR: Robert - (USA)

POSTED: Wednesday, March 25, 2015

You have proven why you are with a "SubPrime" lender and will probably be with one for years to come.

You seem to fail to understand one thing, until you pay off the ENTIRE balance the car is not yours, and they have a right to Reposess it at any time, yes even if you owe $1.  You say that they are not "working with you"...WRONG.  They actually had a right to reposess your car as soon as you became delinquent on the $1400.   You should probably rephrase that to say "They won't do what I want them to do".

It is amazing the number of "deadbeats" that come here to complain about being "harassed" about non-payment who claim to work(or have worked) in Collections.  They always seem to miss one very important part...they OWE the money and there are different rules for third party collection agencies compared to original creditors.  They also seem to be under the impression that the company MUST do what ever they want, yet then get upset when the company tries to hold them to the LEGAL agreement they signed.  Of course if you can find a provision in your loan agreement that says you only had to make a payment when you could, you may have a case.  But I can guarantee you that there is no such provision.

These same people always seem to have all the money in the world to find an attorney who is going to sue the company.  Yet they can't seem to find the money to just pay their bill.  Or let me take guess you have a friend/attorney who you are going to get for free.

What exactly do you think will happen when you sue them?  If the car hasn't been reposessed by then it will be.  And if you think the judge will buy the "Well they didn't work with me" excuse..you better think again. 

Oh and one final thing, a "Customer" who doesn't pay their bills is not a customer.

 

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