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Report: #239458

Complaint Review: BB&T Bank - Centreville Virginia

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  • Reported By: centreville Virginia
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  • BB&T Bank 5700 Union Mill Rd Centreville, Virginia U.S.A.

BB&T Bank I Closed my account, after 6 month i recieved latter that i owe $1989.00 Ripoff Centreville Virginia

*UPDATE EX-employee responds: Just Pay Them!

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I was First Virginia customer when it was bought by BB&T i did not like reps attitude so i stopped using and open new account with chevy chase. last summer i decided just to close the account since i don't use it so i went to local branch they and they closed and gave me about $23.00 cash that i had in my account. i recived latter from them about applying BBT credit card many times i just trashed them i recently got latter from them saying that i owe BBT $1989.00 i went to local (same branch) i asked the same guy who closed my account that you gave me money back that mean we are done and no more seeint to BBT he said well there was another account and i wasn't aware of it its like credit account under cehcking that they use for iver draft. i told him that you never mentioned to me such thing when i was closing the account.

today i recived latter saying to show up in court pn May 7th 2007 i don't know what to do at this point should i just pay them $1989.00????

PLEASE HELP !!! THANKS

Imtisal
centreville, Virginia
U.S.A.

This report was posted on Ripoff Report on 03/17/2007 01:18 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bbt-bank/centreville-virginia-20120/bbt-bank-i-closed-my-account-after-6-month-i-recieved-latter-that-i-owe-198900-ripoff-239458. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Just Pay Them!

AUTHOR: 3snakes - (U.S.A.)

POSTED: Tuesday, December 18, 2007

I am familiar with banking practices as an ex-employee. You do owe this money. You had OD protection with First Virginia bank that carried over to BB&T. I dealt with ex First Virginia cutomers every day who say they didn't know they had OD protection and I'm baffled how. The Cash-O-Matic statements were connected with the checking account statements. You are saying you overdrew your account and used almost $2000 worth of overdraft protection without knowing it? If you provided the person who closed the account for you an account number and nothing else, they would simply look at your account and close it without seeing the OD protection. You actually have to go to a different screen in the computer system to view that. My advice is to just pay them the money you have borrowed from them before they report you to the credit bureau.

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