BB&T Bank Dishonest and slimy tactics for collecting fees. Snellville Georgia

I do not have checks and do not need check registers. I requested a student account and the request was granted along with a refund, after the bank had two months of fees on my account eating up what little money I had and causing a negative balance. My issue with the banks lies from them granting a so-called courtesy refund and then when I got a direct deposit, they locked the account, tied up the leftover funds after I paid my bills and then applied a fee equal to the so called courtesy credit. I was told the matter was fixed and then unbeknownst to me they pull a bait and switch. Now I went back to school, due to the job market and graduated and am now completing a graduate degree. i know how to take care of my business. I have been actively, and I do mean actively jobhunting. I am met with the overqualified repsonse, most of the time and truthfully am struggling mightily. So yes, it ticks me off, when the little fifteen or twenty dollars I have left is eaten up by a ridiculous bait and switch on the part of the bank. So, you an go back to your seat, apparently you didn't really even read my complaint, or you would have gotten what and why my complaint was filed and what the essence of my complaint was. Thank you so very much for showing your true colors.

First of all, I don't have a checkbook and do not require a check register. me bouncing checks is not the issue.

 Stop blaming the bank for YOUR actions.  Maybe if you kept a check register, reconciled your bank statements and stopped spending money you did not have then you would not overdraw your account.  Online and ATM balances are not accurate.  You need to take control of your finances and learn to budget your money if you are unemployed.  I am unemployed after 13 1/2 years at my former job.  I am also finishing my Post Grad degree and I never, ever spend any of my unemployment because I know what my limits are.

Grow up and take responsibility for your actions.