BB&T bANK UNFAIR SERVICE CHARGE SARASOTA, Florida

The bank is NOT.

Most banks have done away with free accounts with $1500 minimum.  Even credit unions have done away with many of them.  One bank I know will give free service to you, but you need double that amount in both savings and checking.

Whatever institution you go to, keep this in mind.  If a bank offers you free services, they probably won't later and they have the right to modify your agreement with you.  The only thing you need to consider is (a) pay the fee, or (b) keep moving your money around.

Oh, and banks aren't concerned with long-time customers.  One bank I know of assumes during an acquisition of another bank that they'll lose up to 60% of their customers after the transition.  The other 40% are customers who don't care or have no choice but to stay because of millions of dollars in loans that would require several thousands of dollars in fees to unwind and move to another banking institution.

Best of luck to you....