Chase finance charge surcharge ripoff Wilmington Delaware

I am among those who have had a $10/month FINANCE CHARGE added to my account, which has a balance from a "till it's paid off" offer. They call it an "Account Service Charge", but also state clearly that it is a FINANCE CHARGE, while claiming that it will not impact my APR.

Others have stated in their reports that lack of use of the account is the reason. With such a low interest balance, using the account would result in the new charges incurring a higher rate until the low-rate balance is paid off, which would be undesirable. So, by succumbing to their encouragement to use their company, I am trapped into paying their fees in violation of the agreement they made when I incurred the debt.

I don't imagine I have any recourse unless a class action suit is made, except to not pay them and incur the wrath of their collection agents and the credit ratings...

Anonymous
Paintsville, Kentucky
U.S.A.