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Report: #410487

Complaint Review: Chase - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Paintsville Kentucky
  • Author Confirmed What's this?
  • Why?
  • Chase P.O. Box 15123/15298 Wilmington, Delaware U.S.A.
  • Phone: 800-9452000/4367927
  • Web:
  • Category: Banks

Chase finance charge surcharge ripoff Wilmington Delaware

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I am among those who have had a $10/month FINANCE CHARGE added to my account, which has a balance from a "till it's paid off" offer. They call it an "Account Service Charge", but also state clearly that it is a FINANCE CHARGE, while claiming that it will not impact my APR.

Others have stated in their reports that lack of use of the account is the reason. With such a low interest balance, using the account would result in the new charges incurring a higher rate until the low-rate balance is paid off, which would be undesirable. So, by succumbing to their encouragement to use their company, I am trapped into paying their fees in violation of the agreement they made when I incurred the debt.

I don't imagine I have any recourse unless a class action suit is made, except to not pay them and incur the wrath of their collection agents and the credit ratings...

Paintsville, Kentucky

This report was posted on Ripoff Report on 01/10/2009 12:24 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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