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Report: #302509

Complaint Review: PDM International - Colleyville Texas

  • Submitted:
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  • Reported By: Los Angeles California
  • Author Confirmed What's this?
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  • PDM International 3307 Huntington Dr. Ste 102 Colleyville, Texas U.S.A.

PDM International Debt Reduction Fraud Colleyville Texas

*UPDATE Employee: PDM INTERNATIONAL REBUTTAL

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This company called me cold and represented themselves as Card Services which is the company I make the checks out to for my credit card. They claimed they could reduce my interest rate to 5.9 percent for a charge of $990. For this, they promised a reduction in my total payments of $2500.

I am so mad that I fell for this but at the time, a $1600 savings for doing nothing seemed pretty good. They sent me a package to fill out in which they wanted all my debt including mortgage ect. Luckily I only sent them information on one credit card.

I received a call from them about two weeks after returning my paper work. The woman said her name was Megan and she was my account representative. She said she was going to call my credit card company with me on the line. At this point I asked them what I had paid them for if I needed to be on the phone. She explained something about verification. The man who came on the other end of the phone seemed far to peppy to be with a credit card company and looking back I swear these two people were sitting in a room together. Anyway, they promised me a reduction from 20% to 15% and we hung up. I just called my credit card company and they know nothing of this so I am reporting the frauds.
Watch out for them, they will claim to be with your credit card company when they first call.

Jj
Los Angeles, California
U.S.A.

This report was posted on Ripoff Report on 01/22/2008 09:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/pdm-international/colleyville-texas-76034/pdm-international-debt-reduction-fraud-colleyville-texas-302509. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

PDM INTERNATIONAL REBUTTAL

AUTHOR: Gwl - (U.S.A.)

POSTED: Wednesday, February 06, 2008

We here at PDM Intl. take pride in our work and our programs. Our sales reps clearly states that we are not affiliated with credit card companies but however, we work closely with them on the customers behalf to negotiate the rates. Also, we absolutely do not promise any specific rate that a customer might receive and that is on a audio recorded contract with the customer.

Note: A verbal contract is just as binding as a written contract. We do ask our customers to list all credit card information on their financial profile package so we can work on all their credit card rates instead of only one card, as this individual stated in his complaint, he only gave us one card to work with. Occasionally the Finical Advisor will need the customer on the telephone with the credit card company to answer any questions that my arise with their accounts, (ie. late payments, transfers, authorization, etc.) And also all these complaints that have been compiled against our company are totally unfounded due to the fact that not one of them has given us enough information to pull their file and send proof to ripoffreport.com or any other institution.

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