Choice Home Warranty They have a replacement program, in their warranty, they either fix it or replace it. They have changed the language, where now they offer a small fee, Edison NJ

I have been with Choice Home WARRANTY WHERE THEY USED TO BE A GOOD COMPANY AND I HAVE BEEN WITH THEM ABOUT 10 YEARS NOW, AND THIS IS THE LAST CONTRACT I WILL SIGN WITH THEM. 

For the last 5 mechanical problems, they find little things with them and will not fix or replace the unit.  The last one was my dishwasher got a short and the wires melted together, they said oh it was in a fire, I said no it wasn't and they disagreed, so covered nothing.  The repairman said it was not in a fire, but they said no anyway. 

This time my Microwave the Magnet went out, and they said it had to be replaced, it was a Fridgedaer high end, and they said we will give you $191 our cost, I said I cannot even get it replaced for that, and they said that's our policy and that is what you are going to pay, the cost to replace with a microwave down from the one I owned was $499. 

Choice Home Warranty is a scam!!  I will ask for a refund on my contract but will probably only get $191 refunded, stay away from them.