Complaint Review: BB & T Bank - Elkridge Maryland
- BB & T Bank Montgomery Rd Elkridge, Maryland U.S.A.
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- Category: Banks
BB & T Bank ripoff abused & mistreated dishonest Bank victimized so many consumers Elkridge Maryland
*Consumer Suggestion: What kind of Checking Account do you have?
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In the few months that I have been with BB & T they have charged me so much in NSF fees. Having been in the banking business for over 25 years I have never seen a bank charge the way that they do. One check can come in to overdraw your account and the next thing you see is that they charge you for every check that comes in.
I have talked to everyone from the branch to the call center and I get know where. I have had bank employees tell me that I should write checks unless I have the money in my account, my reply was stop charging me and I would have the money. Now its ever week they charge me for NSF fees.
I work very hard for my pay check but they have put me into a postion now that I never have enough money to cover any bills anymore. Who can help all of the people effected by BB & T ripoffs. The employees at the Elkridge,Md branch make me feel like I am some kind of criminal.
They offer no help they just keep taking and charging fees.
Who can help!!!!!!!!
Judi
Elkridge, Maryland
This report was posted on Ripoff Report on 12/04/2002 09:29 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bb-t-bank/elkridge-maryland-21075/bb-t-bank-ripoff-abused-mistreated-dishonest-bank-victimized-so-many-consumers-elkridg-37100. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
What kind of Checking Account do you have?
AUTHOR: April - ()
SUBMITTED: Wednesday, December 04, 2002
I use BB & T. Like many, I've had a problem here a problem there. But, what your saying doesn't make much sence. They have different checking accounts, OK, but If you write many checks why would you use an account that charges for each check. I know when we opened an account 3 years or so ago, we were told all the types of checking accounts they have. The first question we were asked was if we would be writing many checks.
What I'm not quite understanding is the fact that you're saying you are charged a fee for every check you write. There worst checking account is "Basic Checking." Appearently that is what you have, but you have a certain amount of checks and ATM withdraws you can make each months statement cycle. We write at least 10 checks a month and we have Basic Checking and have never been charged. If you go under your $100 opening deposit you will be charged $8 and yes there is a service charge each month. (I think it's like $3 or so) If you planned on writing many checks, you should have gone with Regular Checking. No fees.
Again, what your saying doesn't make any sence. You DO NOT get charged for every check you write, only the checks over the specified # of checks you're allowed each month. And if your under your deposit you'll see another $8 charge. It almost sounds as if your going over your check limit and amount of money you have in your checking account, then common sence, you get charged about $25 for returned checks. I just really find this hard to believe. Maybe you can help the readers by letting us know how much these fees were? Then maybe we can help find out what's going on.


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