PEAK 5 me $48,000 for a truck thats only worth 20,000 new I still have 2 years to pay $576 a mt Centennial Colorado

I have been dealing with Peak 5 for over 5 year it has been a very bad, 2 years ago it really got bad our payment was one week late we call to try to make arrangement, The person on the phone said do a post date check or it will be repo before then we never been late, But my wife had been laid off from her job so we had a choice house payment or car so I ask could i pay half now and the rest in 15 days She said "NO pay it all or it will be repo, so I told her do what you need to do and hung up after that we got several threaten phone calls about paying them,But as of right now I'm current, but They are charging me over $48,000 dollars for a truck that is worth less than $20.000 new and I still have 2 years to Pay them $576 a month, I think someone need to check on Peak 5

Mike
Houston, Texas
U.S.A.