Wells Fargo Acceptance ripoff customers with unfortunate circumstances Philadelphia Pennsylvania

YOU decided to trade in your car for another one. YOU decided to finance an extended warranty. YOU signed a contract w/WFF for an agreed to monthly payment amount, interest rate, and term. YOU lose your job and want to re-do the contract? Are you high? No wonder they are so rude. I wish every time some unforseen event came up in my life -- including a lot of surgeries -- I could call my creditors and say, "You know, I can only afford to send you $200 from now on, even though the agreed to monthly payment was $400. Thanks, bye..."

It doesn't work that way. Sell the car, honor your contractual obligations and pay your debt...it's that simple...helllllllllloooooooooooo

While I understand your frustration, this is not really a rip-off on the part of Wells Fargo. It is not their fault you lost your job and frankly you should not have bought the car unless you have enough in the bank to cover the car payments for a good 6 months in the event of unforseen circumstances.

Don't get me wrong here, I do feel for you and your situation but its not Wells Fargo's fault you did not plan ahead. They should not have to take a loss on your loan, if they do it for you they have to do it for everyone and they would cease to exist. I can't see why anyone would be expected to release the title on the car unless it is paid off - that's the only collateral they have to secure the loan.

You want WFA to take lower payments then what you have contracted for. All because you bought a vehicle you couldn't afford to begin with. Makes sense to me.

WFA has heard every sob story in the book. Where does WFA draw the line. You read the loan agreement. If the montly payments were so unreasonable, you probably shouldn't have bought the car. Certainly not WFA's fault that you have poor decision making skills.

I am glad that you were able to find employment. You just have to live within you current income.

Good luck.

I have been trying to deal with this company for a couple of months - new car loan. I have sent in my payments via the mail and its taking them 3 weeks to process. I saw mention in one of the posts about someone paying electronically. Is there a way to find out - their customer service people have demanded I still pay by check and I am very frustrated that in this day and age they don't offer alternate solutions for payment.

Let me know if you can help. Thanks.

I have been trying to deal with this company for a couple of months - new car loan. I have sent in my payments via the mail and its taking them 3 weeks to process. I saw mention in one of the posts about someone paying electronically. Is there a way to find out - their customer service people have demanded I still pay by check and I am very frustrated that in this day and age they don't offer alternate solutions for payment.

Let me know if you can help. Thanks.